Charisma Business Suite

Powering front and back-office operations in leasing and loan companies

Tailored to financial services

Charisma covers all your business needs: it includes ERP, CRM and BI applications tailored to financial services. Our software powers the operations of Deutsche Leasing, BNP Paribas Leasing Solutions, Volvo Financial Services and TBI Credit.

Grow with your business

Charisma is a modular solution: each software unit is easy to deploy and manage. Choose what to automate according to your stage of business growth. Charisma offers independent modules for running back and front-office operations.

Up and running in 8 months

We completed ERP implementation and data migration in timeframes as short as 8 months. Our fool-proof implementation method let you focus on your core business rather than on IT changes.


Charisma Leasing

Includes modules for lease management, risk analysis, refinancing, insurance and Web POS. It is the Charisma Business Suite for leasing companies.

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Charisma Credit

Includes interfaces to credit bureaus and modules for contract management, scoring and Web POS. It is the Charisma Business Suite for loan companies.

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Charisma Leasing

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Lease management

Let Charisma Leasing do the math. Automate residual value calculation and know exactly how much your assets are worth. Keep track of dealers inventory, contracted financing lines and open invoices.

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Risk analysis

Manage asset-value risk efficiently. Use Charisma Risk Analysis Module to calculate return on risk-adjusted capital (RORAC), partner commission and subsidies.

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Refinancing

Review the payment terms of leases: extend the maturity date, describe the steps of the collection process, automate invoicing and payment notifications. Manage debt restructuring the smart way.

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Insurance

Your customers need car insurance? Manage compulsory and auto repair insurance quotes with Charisma Insurance Module. Use templates to automate the purchase of insurance policies from partner companies.

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Web POS

Free your sales team: use Charisma Web Leasing Module to let dealers and brokers create offers on-the-go. Analyze, approve or reject different types of facilities online: from new applications to contract transfers and refinancing.

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And more

Which other operations do you wish to automate? Use Charisma Collection to create invoice templates and send payment reminders. You can also use Charisma Analyzer to track business performance and generate reports according to Basel III and IV requirements.


Charisma Credit

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Interface to credit bureau

Should you grant loans to people with bad credit? Charisma Credit helps you make a decision: identify and report debtors to the credit bureau automatically.

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Contract management

Approve loans up to 30 times faster. Automate credit approval for loans that do not require collaterals. Create contract templates and let Charisma Credit transfer customer data from online loan applications to newly constituted agreements.

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Scoring

Reduce loan default by automating risk assessment. Our scoring engine is fully configurable and accepts data from multiple sources.

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Web POS

Manage car loans, mortgages, signature loans and lines of credit with Charisma Web Credit Module. Let customers apply for different forms of credit online.

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Charisma Analyzer

Our BI application cuts in up to 87% the time needed to create reports. Use graphic information to monitor business performance and make better decisions.

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And more

Need more business support? Choose our modules for office automation, document management and accounting.


Contact Us

You know what you want. So let us get to it: send a message to our account management team.